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Data sourced from Freddie Mac & HUD.

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Hipoteca Convencional por Estado

Standard mortgage with 3-20% down. PMI required if under 20% down.

Pago Inicial Mínimo

0.05%

Requiere PMI

Sí

Requiere MIP

No

Ajuste de Tasa

0%

Live DataLast updated: April 4, 2026·Source: Freddie Mac & HUD

Top 10 Estados con Pagos Más Bajos

Para Convencional a $350K-$500K

#1 Hawaii$4,392/mes #2 Alabama$4,459/mes #3 Colorado$4,517/mes #4 Delaware$4,527/mes #5 Louisiana$4,527/mes #6 Nevada$4,538/mes #7 West Virginia$4,538/mes #8 South Carolina$4,543/mes #9 Wyoming$4,543/mes #10 District of Columbia$4,543/mes

Top 10 Estados con Pagos Más Altos

Para Convencional a $350K-$500K

#1 New Jersey$5,413/mes #2 Illinois$5,329/mes #3 New Hampshire$5,220/mes #4 Vermont$5,152/mes #5 Texas$5,126/mes #6 Connecticut$5,100/mes #7 Nebraska$5,090/mes #8 Wisconsin$5,090/mes #9 Ohio$5,048/mes #10 Pennsylvania$5,027/mes

Convencional en Cada Estado

AlabamaAL AlaskaAK ArizonaAZ ArkansasAR CaliforniaCA ColoradoCO ConnecticutCT DelawareDE District of ColumbiaDC FloridaFL GeorgiaGA HawaiiHI IdahoID IllinoisIL IndianaIN IowaIA KansasKS KentuckyKY LouisianaLA MaineME MarylandMD MassachusettsMA MichiganMI MinnesotaMN MississippiMS MissouriMO MontanaMT NebraskaNE NevadaNV New HampshireNH New JerseyNJ New MexicoNM New YorkNY North CarolinaNC North DakotaND OhioOH OklahomaOK OregonOR PennsylvaniaPA Rhode IslandRI South CarolinaSC South DakotaSD TennesseeTN TexasTX UtahUT VermontVT VirginiaVA WashingtonWA West VirginiaWV WisconsinWI WyomingWY

Freddie Mac & HUD

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