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Data sourced from Freddie Mac & HUD.

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Hipoteca Préstamo FHA por Estado

Government-backed loan with 3.5% minimum down. Lower credit score requirements.

Pago Inicial Mínimo

0.035%

Requiere PMI

No

Requiere MIP

Sí

Ajuste de Tasa

+0.25%

Live DataLast updated: April 4, 2026·Source: Freddie Mac & HUD

Top 10 Estados con Pagos Más Bajos

Para Préstamo FHA a $350K-$500K

#1 Hawaii$4,583/mes #2 Colorado$4,708/mes #3 District of Columbia$4,734/mes #4 California$4,812/mes #5 Washington$4,896/mes #6 Massachusetts$5,026/mes #7 New York$5,172/mes

Top 10 Estados con Pagos Más Altos

Para Préstamo FHA a $350K-$500K

#1 New York$5,172/mes #2 Massachusetts$5,026/mes #3 Washington$4,896/mes #4 California$4,812/mes #5 District of Columbia$4,734/mes #6 Colorado$4,708/mes #7 Hawaii$4,583/mes

Préstamo FHA en Cada Estado

AlabamaAL AlaskaAK ArizonaAZ ArkansasAR CaliforniaCA ColoradoCO ConnecticutCT DelawareDE District of ColumbiaDC FloridaFL GeorgiaGA HawaiiHI IdahoID IllinoisIL IndianaIN IowaIA KansasKS KentuckyKY LouisianaLA MaineME MarylandMD MassachusettsMA MichiganMI MinnesotaMN MississippiMS MissouriMO MontanaMT NebraskaNE NevadaNV New HampshireNH New JerseyNJ New MexicoNM New YorkNY North CarolinaNC North DakotaND OhioOH OklahomaOK OregonOR PennsylvaniaPA Rhode IslandRI South CarolinaSC South DakotaSD TennesseeTN TexasTX UtahUT VermontVT VirginiaVA WashingtonWA West VirginiaWV WisconsinWI WyomingWY

Freddie Mac & HUD

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