All price ranges · Rate Year 2025
For rural areas. No down payment required. Income limits apply.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| Under $200K | $0 | $660 | $872(+$3) | 6.9% | 13.6% | affordable |
| $200K - $350K | $0 | $1,815 | $2,178(+$8) | 6.9% | 33.9% | stretch |
| $350K - $500K | $0 | $2,805 | $3,298(+$12) | 6.9% | 51.4% | unaffordable |
| $500K - $750K | $0 | $4,125 | $4,791(+$18) | 6.9% | 74.7% | unaffordable |
| $750K - $1M | $0 | $5,774 | $6,658(+$26) | 6.9% | 103.8% | unaffordable |
| $1M - $1.5M | $0 | $8,249 | $9,458(+$37) | 6.9% | 147.4% | unaffordable |
| $1.5M - $2M | $0 | $11,549 | $13,191(+$52) | 6.9% | 205.6% | unaffordable |
| Over $2M | $0 | $16,498 | $18,790(+$73) | 6.9% | 292.8% | unaffordable |