All price ranges · Rate Year 2025
For rural areas. No down payment required. Income limits apply.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| Under $200K | $0 | $660 | $844(-$25) | 6.9% | 11.9% | affordable |
| $200K - $350K | $0 | $1,815 | $2,103(-$67) | 6.9% | 29.7% | stretch |
| $350K - $500K | $0 | $2,805 | $3,181(-$105) | 6.9% | 44.9% | unaffordable |
| $500K - $750K | $0 | $4,125 | $4,619(-$154) | 6.9% | 65.2% | unaffordable |
| $750K - $1M | $0 | $5,774 | $6,417(-$215) | 6.9% | 90.6% | unaffordable |
| $1M - $1.5M | $0 | $8,249 | $9,114(-$307) | 6.9% | 128.7% | unaffordable |
| $1.5M - $2M | $0 | $11,549 | $12,709(-$430) | 6.9% | 179.4% | unaffordable |
| Over $2M | $0 | $16,498 | $18,103(-$614) | 6.9% | 255.6% | unaffordable |