All price ranges · Rate Year 2025
For rural areas. No down payment required. Income limits apply.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| Under $200K | $0 | $660 | $827(-$42) | 6.9% | 12.7% | affordable |
| $200K - $350K | $0 | $1,815 | $2,057(-$113) | 6.9% | 31.6% | stretch |
| $350K - $500K | $0 | $2,805 | $3,110(-$176) | 6.9% | 47.9% | unaffordable |
| $500K - $750K | $0 | $4,125 | $4,515(-$258) | 6.9% | 69.5% | unaffordable |
| $750K - $1M | $0 | $5,774 | $6,271(-$361) | 6.9% | 96.5% | unaffordable |
| $1M - $1.5M | $0 | $8,249 | $8,905(-$516) | 6.9% | 137.0% | unaffordable |
| $1.5M - $2M | $0 | $11,549 | $12,418(-$721) | 6.9% | 191.0% | unaffordable |
| Over $2M | $0 | $16,498 | $17,686(-$1,031) | 6.9% | 272.1% | unaffordable |