All price ranges · Rate Year 2025
For loan amounts above conforming limits. Higher rates, stricter requirements.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| $750K - $1M | $175,000 | $4,809 | $6,122(+$439) | 7.3% | 91.8% | unaffordable |
| $1M - $1.5M | $250,000 | $6,869 | $8,692(+$651) | 7.3% | 130.4% | unaffordable |
| $1.5M - $2M | $350,000 | $9,617 | $12,119(+$912) | 7.3% | 181.8% | unaffordable |
| Over $2M | $500,000 | $13,739 | $17,259(+$1,302) | 7.3% | 258.9% | unaffordable |