All price ranges · Rate Year 2025
For rural areas. No down payment required. Income limits apply.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| Under $200K | $0 | $660 | $832(-$37) | 6.9% | 10.8% | affordable |
| $200K - $350K | $0 | $1,815 | $2,068(-$102) | 6.9% | 27.0% | affordable |
| $350K - $500K | $0 | $2,805 | $3,128(-$158) | 6.9% | 40.8% | unaffordable |
| $500K - $750K | $0 | $4,125 | $4,541(-$232) | 6.9% | 59.2% | unaffordable |
| $750K - $1M | $0 | $5,774 | $6,308(-$324) | 6.9% | 82.3% | unaffordable |
| $1M - $1.5M | $0 | $8,249 | $8,958(-$463) | 6.9% | 116.8% | unaffordable |
| $1.5M - $2M | $0 | $11,549 | $12,491(-$648) | 6.9% | 162.9% | unaffordable |
| Over $2M | $0 | $16,498 | $17,790(-$927) | 6.9% | 232.0% | unaffordable |