All price ranges · Rate Year 2025
Standard mortgage with 3-20% down. PMI required if under 20% down.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| Under $200K | $5,000 | $621 | $854(-$15) | 6.8% | 16.8% | affordable |
| $200K - $350K | $13,750 | $1,707 | $2,131(-$40) | 6.8% | 41.9% | unaffordable |
| $350K - $500K | $21,250 | $2,638 | $3,225(-$62) | 6.8% | 63.4% | unaffordable |
| $500K - $750K | $31,250 | $3,879 | $4,683(-$91) | 6.8% | 92.1% | unaffordable |