All price ranges · Rate Year 2025
For rural areas. No down payment required. Income limits apply.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| Under $200K | $0 | $660 | $807(-$62) | 6.9% | 11.7% | affordable |
| $200K - $350K | $0 | $1,815 | $2,002(-$168) | 6.9% | 28.9% | stretch |
| $350K - $500K | $0 | $2,805 | $3,025(-$261) | 6.9% | 43.7% | unaffordable |
| $500K - $750K | $0 | $4,125 | $4,390(-$383) | 6.9% | 63.5% | unaffordable |
| $750K - $1M | $0 | $5,774 | $6,096(-$536) | 6.9% | 88.1% | unaffordable |
| $1M - $1.5M | $0 | $8,249 | $8,655(-$766) | 6.9% | 125.1% | unaffordable |
| $1.5M - $2M | $0 | $11,549 | $12,068(-$1,071) | 6.9% | 174.5% | unaffordable |
| Over $2M | $0 | $16,498 | $17,186(-$1,531) | 6.9% | 248.5% | unaffordable |