All price ranges · Rate Year 2025
For rural areas. No down payment required. Income limits apply.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| Under $200K | $0 | $660 | $957(+$88) | 6.9% | 16.9% | affordable |
| $200K - $350K | $0 | $1,815 | $2,414(+$244) | 6.9% | 42.6% | unaffordable |
| $350K - $500K | $0 | $2,805 | $3,663(+$377) | 6.9% | 64.6% | unaffordable |
| $500K - $750K | $0 | $4,125 | $5,328(+$555) | 6.9% | 94.0% | unaffordable |
| $750K - $1M | $0 | $5,774 | $7,409(+$777) | 6.9% | 130.7% | unaffordable |
| $1M - $1.5M | $0 | $8,249 | $10,530(+$1,109) | 6.9% | 185.8% | unaffordable |
| $1.5M - $2M | $0 | $11,549 | $14,693(+$1,554) | 6.9% | 259.3% | unaffordable |
| Over $2M | $0 | $16,498 | $20,936(+$2,219) | 6.9% | 369.5% | unaffordable |