All price ranges · Rate Year 2025
For rural areas. No down payment required. Income limits apply.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| Under $200K | $0 | $660 | $867(-$2) | 6.9% | 12.0% | affordable |
| $200K - $350K | $0 | $1,815 | $2,167(-$3) | 6.9% | 29.9% | stretch |
| $350K - $500K | $0 | $2,805 | $3,280(-$6) | 6.9% | 45.2% | unaffordable |
| $500K - $750K | $0 | $4,125 | $4,765(-$8) | 6.9% | 65.7% | unaffordable |
| $750K - $1M | $0 | $5,774 | $6,621(-$11) | 6.9% | 91.3% | unaffordable |
| $1M - $1.5M | $0 | $8,249 | $9,405(-$16) | 6.9% | 129.7% | unaffordable |
| $1.5M - $2M | $0 | $11,549 | $13,118(-$21) | 6.9% | 180.9% | unaffordable |
| Over $2M | $0 | $16,498 | $18,686(-$31) | 6.9% | 257.7% | unaffordable |