Rate Year 2025 · All Loan Types
Standard mortgage with 3-20% down. PMI required if under 20% down.
Min Down: 0.05%Government-backed loan with 3.5% minimum down. Lower credit score requirements.
Min Down: 0.035%For loan amounts above conforming limits. Higher rates, stricter requirements.
Min Down: 0.2%For rural areas. No down payment required. Income limits apply.
Min Down: 0%For eligible veterans and military. No down payment, no PMI.
Min Down: 0%See detailed home prices on HomePricePeek.