All price ranges · Rate Year 2025
For loan amounts above conforming limits. Higher rates, stricter requirements.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| $750K - $1M | $175,000 | $4,809 | $6,290(+$607) | 7.3% | 98.0% | unaffordable |
| $1M - $1.5M | $250,000 | $6,869 | $8,932(+$891) | 7.3% | 139.2% | unaffordable |
| $1.5M - $2M | $350,000 | $9,617 | $12,455(+$1,248) | 7.3% | 194.1% | unaffordable |
| Over $2M | $500,000 | $13,739 | $17,739(+$1,782) | 7.3% | 276.4% | unaffordable |