All price ranges · Rate Year 2025
For loan amounts above conforming limits. Higher rates, stricter requirements.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| $1M - $1.5M | $250,000 | $6,869 | $8,453(+$412) | 7.3% | 140.9% | unaffordable |
| $1.5M - $2M | $350,000 | $9,617 | $11,784(+$577) | 7.3% | 196.4% | unaffordable |
| Over $2M | $500,000 | $13,739 | $16,780(+$823) | 7.3% | 279.7% | unaffordable |