All price ranges · Rate Year 2025
For rural areas. No down payment required. Income limits apply.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| Under $200K | $0 | $660 | $902(+$33) | 6.9% | 15.0% | affordable |
| $200K - $350K | $0 | $1,815 | $2,261(+$91) | 6.9% | 37.7% | unaffordable |
| $350K - $500K | $0 | $2,805 | $3,426(+$140) | 6.9% | 57.1% | unaffordable |
| $500K - $750K | $0 | $4,125 | $4,979(+$206) | 6.9% | 83.0% | unaffordable |
| $750K - $1M | $0 | $5,774 | $6,920(+$288) | 6.9% | 115.3% | unaffordable |
| $1M - $1.5M | $0 | $8,249 | $9,833(+$412) | 6.9% | 163.9% | unaffordable |
| $1.5M - $2M | $0 | $11,549 | $13,716(+$577) | 6.9% | 228.6% | unaffordable |
| Over $2M | $0 | $16,498 | $19,540(+$823) | 6.9% | 325.7% | unaffordable |