All price ranges · Rate Year 2025
For loan amounts above conforming limits. Higher rates, stricter requirements.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| $750K - $1M | $175,000 | $4,809 | $5,568(-$115) | 7.3% | 99.7% | unaffordable |
| $1M - $1.5M | $250,000 | $6,869 | $7,901(-$140) | 7.3% | 141.5% | unaffordable |
| $1.5M - $2M | $350,000 | $9,617 | $11,011(-$196) | 7.3% | 197.2% | unaffordable |
| Over $2M | $500,000 | $13,739 | $15,676(-$281) | 7.3% | 280.8% | unaffordable |