All price ranges · Rate Year 2025
For rural areas. No down payment required. Income limits apply.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| Under $200K | $0 | $660 | $909(+$40) | 6.9% | 17.3% | affordable |
| $200K - $350K | $0 | $1,815 | $2,281(+$111) | 6.9% | 43.5% | unaffordable |
| $350K - $500K | $0 | $2,805 | $3,457(+$171) | 6.9% | 65.9% | unaffordable |
| $500K - $750K | $0 | $4,125 | $5,026(+$253) | 6.9% | 95.7% | unaffordable |
| $750K - $1M | $0 | $5,774 | $6,986(+$354) | 6.9% | 133.1% | unaffordable |
| $1M - $1.5M | $0 | $8,249 | $9,926(+$505) | 6.9% | 189.1% | unaffordable |
| $1.5M - $2M | $0 | $11,549 | $13,847(+$708) | 6.9% | 263.7% | unaffordable |
| Over $2M | $0 | $16,498 | $19,728(+$1,011) | 6.9% | 375.8% | unaffordable |