All price ranges · Rate Year 2025
For rural areas. No down payment required. Income limits apply.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| Under $200K | $0 | $660 | $833(-$36) | 6.9% | 13.3% | affordable |
| $200K - $350K | $0 | $1,815 | $2,073(-$97) | 6.9% | 33.2% | stretch |
| $350K - $500K | $0 | $2,805 | $3,135(-$151) | 6.9% | 50.2% | unaffordable |
| $500K - $750K | $0 | $4,125 | $4,552(-$221) | 6.9% | 72.8% | unaffordable |
| $750K - $1M | $0 | $5,774 | $6,322(-$310) | 6.9% | 101.2% | unaffordable |
| $1M - $1.5M | $0 | $8,249 | $8,978(-$443) | 6.9% | 143.7% | unaffordable |
| $1.5M - $2M | $0 | $11,549 | $12,520(-$619) | 6.9% | 200.3% | unaffordable |
| Over $2M | $0 | $16,498 | $17,832(-$885) | 6.9% | 285.3% | unaffordable |