All price ranges · Rate Year 2025
For rural areas. No down payment required. Income limits apply.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| Under $200K | $0 | $660 | $852(-$17) | 6.9% | 13.4% | affordable |
| $200K - $350K | $0 | $1,815 | $2,123(-$47) | 6.9% | 33.5% | stretch |
| $350K - $500K | $0 | $2,805 | $3,213(-$73) | 6.9% | 50.7% | unaffordable |
| $500K - $750K | $0 | $4,125 | $4,666(-$107) | 6.9% | 73.7% | unaffordable |
| $750K - $1M | $0 | $5,774 | $6,483(-$149) | 6.9% | 102.4% | unaffordable |
| $1M - $1.5M | $0 | $8,249 | $9,208(-$213) | 6.9% | 145.4% | unaffordable |
| $1.5M - $2M | $0 | $11,549 | $12,841(-$298) | 6.9% | 202.7% | unaffordable |
| Over $2M | $0 | $16,498 | $18,290(-$427) | 6.9% | 288.8% | unaffordable |