All price ranges · Rate Year 2025
For rural areas. No down payment required. Income limits apply.
| Home Price | Down Payment | P&I | Monthly PITI | Rate | DTI | Verdict |
|---|---|---|---|---|---|---|
| Under $200K | $0 | $660 | $919(+$50) | 6.9% | 17.5% | affordable |
| $200K - $350K | $0 | $1,815 | $2,309(+$139) | 6.9% | 44.0% | unaffordable |
| $350K - $500K | $0 | $2,805 | $3,500(+$214) | 6.9% | 66.7% | unaffordable |
| $500K - $750K | $0 | $4,125 | $5,088(+$315) | 6.9% | 96.9% | unaffordable |
| $750K - $1M | $0 | $5,774 | $7,073(+$441) | 6.9% | 134.7% | unaffordable |
| $1M - $1.5M | $0 | $8,249 | $10,051(+$630) | 6.9% | 191.5% | unaffordable |
| $1.5M - $2M | $0 | $11,549 | $14,022(+$883) | 6.9% | 267.1% | unaffordable |
| Over $2M | $0 | $16,498 | $19,978(+$1,261) | 6.9% | 380.5% | unaffordable |