Hawaii: Highest Prices, Lowest Property Taxes
2026-03-04 · 4 min read · State Guide
The Hawaii Paradox
Hawaii has the highest median home prices ($830K) but the lowest property tax rate in the nation (0.27%). On an $800K home, Hawaii property tax is just $180/month — less than what a $200K home costs in New Jersey.
High FHA Limits
Hawaii qualifies for the maximum FHA limit of $1,149,825, making FHA loans viable even for expensive homes.
Affordability Check
Despite low taxes, the sheer price makes Hawaii challenging. Median income ($83K) supports about $1,937/month PITI — enough for roughly a $300K home, far below the median price.
See all Hawaii estimates: view calculator.
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HomeLoanPeek Research TeamData Specialists
Our team analyzes data from Freddie Mac & HUD to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.
✓ Freddie Mac & HUD✓ Updated 2025