West Virginia: Most Affordable State for Homebuyers
2026-03-02 · 4 min read · State Guide
The Numbers
West Virginia's median home price is just $140,000 with a 0.55% property tax rate. A conventional loan with 5% down costs about $920/month PITI — less than rent in most cities.
Affordability Rating
At median income ($46K), the DTI for the median-priced home is just 24% — well within the recommended 28% limit. This is one of the few states where the median home is truly affordable for the median earner.
Explore all West Virginia loans: view calculator.
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HomeLoanPeek Research TeamData Specialists
Our team analyzes data from Freddie Mac & HUD to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.
✓ Freddie Mac & HUD✓ Updated 2025